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Team

Merrill C.Waters started American Providers in July of 1988.  Our focus has been to help retirees or soon to be retirees protect, manage and grow their wealth.  He wanted to develop a financial organization that would be able to help its clients avoid common financial mistakes.  One of these mistakes was not having an estate plan.  We have helped thousand of clients establish an estate plan to protect their assets from probate through a network of attorneys we have worked with.  We also work with our clients to protect themselves against the cost of having a catastrophic illness through the use of long term care insurance or other solutions.  American Providers is a full service independent financial firm that helps its clients reduce taxes in some cases, works with clients to meet their income or other needs and even can assist their children in administering an estate after a death.  Our experience comes from working on thousands of cases over the past 20+ years.  

Some of the services we provide include:

  • Helping our clients avoid Probate with Estate Plans
  • Assisting our clients meet and plan for their Income needs and avoid outliving their money
  • Helping our clients children settle their estate with our Trust Administration Services
  • Assist our clients plan for managing their annuities and life Insurance
  • Asset titling and trust funding services

Our team consists of professionals who are experienced in these areas and you can read more about them below.

 
Graduate of University of San Diego with a Masters degree in business administration. He served as an officer in the USMC. Since then he has been in the financial services profession for over 35 years. American Providers was started in...

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Kelly M. Szakacs

Director of Operations

(916) 751-2440

Kelly started with American Providers in 2002. Being the Director of Operations for American Providers, she provides our staff, clients and financial advisors with any assistance they need. In her spare time, Kelly enjoys the great...

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Kimberly Waters

Trust Administrator

916-751-2440

The newest member of our team, Rachel became the attorney for American Providers at the start of 2017. She received her undergraduate degree in psychology and her Juris Doctorate in 2009, passing the California State Bar the same year....

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